An elderly parent getting re-married can feel a bit jarring, but it’s not actually that uncommon. Because people are living longer and in better health, more and more older folks are deciding to take another chance on love even in their seventies and beyond. However, it’s important to have a conversation with them and make sure that you are on the same page about avoiding scams and protecting them financially. There are potential benefits to the union, and it’s something that you should really give them space and autonomy on deciding. However, there are definitely some things to discuss and things that you might need to make sure they’ve thought about before they head down the aisle. For many, getting married at an older age can be a second chance at happiness and can help them make sure that they have a companion to share their golden years with.
Elderly Parent Getting Re-Married: What to Know to Protect Them
Why It’s More Common
An elderly parent getting re-married is becoming more common mostly because our quality and length of life is extending. Medicine is improving and the quality of care for the elderly can make their last years much more peaceful. Many retirees living in retirement communities are finding new partners because they are in a place with our people that might share their same interests and experiences. It’s also become less of a stigma to go through divorce, so there are more single elderly people than in previous generations that are feeling more confident in choosing a new partner, even later in life.
Avoiding Scams
While we’d like to think that an elderly parent getting re-married is as innocent as we think, the truth is that there are a lot of scammers out there that target older populations in particular. Therefore, if your parent is expressing interest in a new partner, it’s helpful to try to get to know the person and see what your impression is. If they are significantly younger, if they seem overly concerned about talking about merging finances, or if there are other red flags, it might be worth it to do a little digging into their background.
Potential Benefits
There are a lot of benefits to an elderly parent getting re-married though, and it’s something that you should try to give them autonomy over. After all, they are adults who can make their own decisions. But that’s not to say that your opinions should be totally ignored. However, writing this off or treating it as something less than serious can actually be missing the point that a marriage might really benefit them. For example, it can give them a new lease on life, it can help them prevent loneliness as they get older, and it can create a relationship that helps them be more accountable for their health.
Things to Consider
There are definitely some things to consider and items that you’ll want to discuss with your parent. For example, are they planning on merging their assets with their new partner? Or are they going to sign a pre-nuptial agreement? Merging their life with another person might affect things like their retirement benefits, healthcare, social security, or veterans benefits. Additionally, it means splitting their assets up between potential step children that they might not necessarily have as close a relationship with. Finally, it can also mean that you now are inviting new siblings into your family traditions, which can buck the dynamic a bit. While none of these should necessarily be deal-breakers, they are things that you and your parent should discuss.
An elderly parent getting married can actually be a great thing for their mental health and overall wellness. People with partners are generally happier, they have more energy, better social lives, and they have somebody that can help them keep track of health issues or notice new concerns. The trend is becoming more common as people live longer and longer, and as older folks are feeling more comfortable leaving unhappy marriages and striking out in new relationships, even at an advanced age. If you are getting some red flags about the situation, you should do a little digging and make sure that they are not being targeted as a victim of a scam.
However, try to keep an open mind if everything seems on the up and up. While it might come as a shock, it can actually be a really monumental decision for your parent, and one that you should take as seriously as they took your engagement. Finally, there are definitely things that you should try to get on the same page with them about, like end of life care, health concerns in the partner and how they plan to handle their care, estate planning concerns, or just the general dynamic of merging two new families. While it can be a lot to consider, it might mean that your parent spends their later years much happier with a companion that they can share their experiences with.